Insurance at AB

Delivering Distinctive Solutions

Translating Our Insurance DNA and Culture of Innovation into Better Outcomes… Responsibly

Delivering a Broad Array of Investment Strategies

Every insurance client has unique needs and risk/return objectives, so we’ve developed an expansive range of strategies across the investing spectrum.

Fixed Income

Embracing the New Core

Investment-Grade Credit

Buy & Maintain
Global, US & Regional
Multi Sector

Emerging Market Debt

Corporates, Sovereigns, Blend
Hard & Local Currency
Investment - Grade or High Yield

High Yield

Global, US & Regional
Low-Volatility (BB/B)

Securitized Assets

ABS, CMBS, RMBS
CLOs
CRTs

Municipals

Private Markets

Tapping the Illiquidity Premium

US Commercial Real Estate Debt

Core
Core-Plus
Value-Add

European Commercial Real Estate Debt

Senior/Whole Loans
Subordinate Loans
Preferred Equity

IG Private Placements

Middle Market Lending

AB CarVal

Distressed/Opportunistic
Renewable Energy Infrastructure
Specialty Finance
Transportation
Residential Mortgage Solutions

Equities

Enhancing Equity Exposure

High Conviction

Long/Short
Fundamental Long/Short
Merger Arbitrage
Multi-Manager

Low Volatility

Thematic

Responsible Investing

Commitment Is Not Passive

Fixed Income

Climate High Income
Municipal Impact
Responsible Buy & Maintain
Sustainable EMB
Sustainable Income
Sustainable Thematic Credit
- US & Global

Equities

1.5 Degrees
Global Low Carbon
Sustainable Climate Solutions
Sustainable Thematic Equity
- US & Global

Committed to Responsibility…as a Firm and as Investors

Investors Lead the Way

$444 billion in assets managed with ESG integration throughout the investment process*
$24 billion in Portfolios with Purpose*

Committed to Net Zero

Committed to aligning AB with a 1.5 degree pathway by 2050 while acting in the best interest of our clients
Leading with engagement, supported by data-driven research and monitoring, investing in climate finance

Partnering with Columbia Climate School

Educating AB investment teams and asset owners
Joint research on intersection of climate science and AB’s investment processes
Connecting commercial enterprises and Columbia’s pioneering climate and sustainability research

*As of June 30, 2022

Enabled by Innovation

Proprietary tools and systems enhance investment experts’ capabilities

PRISM, AB’s fixed-income credit rating and scoring system, allows analysts to share views and insights on individual issuers
Virtual assistant Abbie lends a digital, high-speed hand that enhances the capabilities of AB’s portfolio teams and traders
ESIGHT is a one-stop online shop where AB investment teams can access and share proprietary information about corporate ESG practices

Catch Up on Innovative Ideas

This is a marketing communication. This information is provided by AllianceBernstein (Luxembourg) S.à r.l. Société à responsabilité limitée, R.C.S. Luxembourg B 34 305, 2-4, rue Eugène Ruppert, L-2453 Luxembourg. Authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). It is provided for informational purposes only and does not constitute investment advice or an invitation to purchase any security or other investment. The views and opinions expressed are based on our internal forecasts and should not be relied upon as an indication of future market performance. The value of investments in any of the Funds can go down as well as up and investors may not get back the full amount invested. Past performance does not guarantee future results.

This information is directed at Professional Clients only and is not intended for public use.