Common Sense in a Complicated World

Life. Career. Ambition. Each person is unique, so why should retirement be any different? Everyone needs to plan for the specific future they want, but the options for securing the income needed to support a long, happy retirement may be out of reach for some—or introduce unintended consequences that could stand in the way of better outcomes.

 
Common Sense in a Complicated World
AB Lifetime Income Strategy
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      Lifetime Income Strategy

      An Integrated Retirement Income Solution

      Learn how AB’s Lifetime Income Strategy can bolster financial security in retirement for your plan’s participants.

       

      The Formula for a Secure Future

       
       

      Lifetime Income Strategy Highlights

      $11.8Bil

      Lifetime Income Strategy Assets

      $4.4Bil

      Secured Income Benefits

      143K

      Participants Served

      8

      Live with Eight Plans Across Five Client Relationships

      5

      Backed by up to Five Insurers

      3

      Offered on Three Recordkeeping Platforms

       
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      AB Secure Income Portfolio

      Collective Investment Trust

      The AB Secure Income Portfolio provides guaranteed income for life—and participants keep control of their money. It’s designed to offer flexible implementation, as it can adapt to plans’ diverse needs and preferences – whether alongside the plan’s existing target-date fund, as an allocation in a managed account or in a “do-it-yourself” approach, with participants using the plan’s core menu.

      Retirement Income Research

      Leveling the Retirement Income Playing Field

      A comprehensive framework for evaluating diverse lifetime income solutions.

       
       
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      Case Study

      On the Road to Retirement Income

      Every DC plan sponsor is dedicated to creating a better participant experience. SURS of Illinois sought AB’s partnership in enhancing its plan to serve a diverse employee base. The plan upgrades included streamlined administration, a new optional deferred compensation plan and guaranteed income.

       
      AB Lifetime Income Strategy
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          The Communication Clarity Participants Need

          Concise, straightforward communication materials keep participants informed and confident as they save for retirement.

           

          What’s Stopping You?

          AB’s Lifetime Income Strategy delivers the benefits of target-date funds—with the opportunity to access guaranteed income for life.

           

          Explore More Solutions

          Solutions

          Packaged Solutions

          AB’s lineup of packaged solutions is ready to help solve for a variety of needs.

          Solutions

          Custom Target-Date Solutions

          We tailor innovative target-date solutions designed to satisfy your plan’s specific objectives.

           
           

          How Can We Partner with You?

          Every plan has unique needs. Let’s have a conversation about how AB can help you deliver better outcomes for participants.

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